What credit score do I need?

620+ for most conventional loans; FHA can go lower. Requirements vary by lender.

How much down payment is required?

As little as 3% for conventional, 3.5% for FHA, and 0% for VA/USDA when eligible.

A full pre-approval typically uses a hard inquiry; rate shopping within a short window usually counts once.

Home Loans

Purchase, refinance, and cash-out mortgage options with competitive rates from vetted U.S. lenders.

Licensed providers 2-minute quotes Secure & private

Everything you should look for in a modern home loans plan.

Fixed and adjustable-rate mortgages for qualified buyers.

Low down payment options backed by the FHA.

$0 down loans for eligible veterans and active service members.

Rural home loans with 100% financing options.

Lower your rate or shorten your loan term.

Tap home equity for renovations or major expenses.

Free, no-obligation quotes from vetted U.S. providers.